Learn About Our Plans
Medicare Advantage
All VNS Health Medicare plans cover prescription drugs and include more benefits than regular Medicare.
VNS Health EasyCare (HMO)
With this plan, if you qualify for Extra Help (also known as Low Income Subsidy), it may help lower your prescription drug costs and your Part D premium may be as low as $0.*
Plan Benefits
- $0 Monthly plan premium (Part C)
- $0 Primary care copay
- $0 for most generic prescription drugs**
- $35 Specialist copay
- Over-the-Counter (OTC) items ($160/quarter)
- Dental
- Vision
- Hearing
- Transportation to medical care
- SilverSneakers®
VNS Health EasyCare Plus (HMO D-SNP)
This choice brings Medicare and Medicaid together into one easy-to-use health plan.
Plan Benefits
- $0 Monthly plan premium
- $0 Doctor visits, hospital care, and labs*
- $0 for prescription drugs
- $235/month for OTC items and groceries***
- $37.50/month for home utilities and more***
- Dental
- Vision
- Hearing
- Transportation to medical care
- SilverSneakers®
VNS Health Total (HMO D-SNP)
This two-in-one plan brings together Medicare Advantage and Medicaid Managed Long Term Care for people who need ongoing help with daily activities to live safely at home.
Plan Benefits
- $0 Monthly plan premium
- $0 Doctor visits, hospital care, and labs
- $0 for prescription drugs
- $310/month for OTC items and groceries***
- $65/month for home utilities and more***
- Dental
- Vision
- Hearing
- Long-term services and supports, including home health aides and CDPAS
Medicaid Managed Long Term Care
VNS Health MLTC
This plan provides long-term services and supports so people who need ongoing help with daily activities can live safely in their homes. The plan works as an add-on to medical coverage through Medicare and/or Medicaid.
Plan Benefits
- $0 Monthly plan premium
- $0 Copays for covered services
- Personal care (home health aides or CDPAS)
- Medical equipment and supplies
- Social adult day care
*Benefits and costs depend on your level of LIS or Medicaid eligibility and the plan you enroll in.
**2025 Prescription Drug Copay Table
***Grocery and utility benefits are part of special supplemental benefits for the chronically ill and not all members qualify. Chronic illnesses include diabetes, dementia, heart failure, lung disorders, stroke, and other conditions. Eligibility for this benefit cannot be guaranteed based solely on your condition. All applicable eligibility requirements must be met before the benefit is provided. For details, please contact us.